Chapter 7 bankruptcy is one of the most preferred filings that gives debtors the opportunity to get a “Fresh Start” by wiping out majority of their unsecured debts, such as medical bills, credit card balances.  Although this chapter of the Bankruptcy Code provides for “liquidation”, most debtors can typically keep their property and assets because they fall within an exemption.

Chapter 7 Bankruptcy Eligibility

To file a Chapter 7 bankruptcy, a debtor must be eligible.  The debtor can be an individual, partnership or other business entity.  However, the debtor must pass the Chapter 7 means test if the debtor’s current monthly income is higher than the state’s median level. If you are considering chapter 7 bankruptcy, you need an experienced bankruptcy attorney to help you understand if you will be eligible and if this chapter is best considering your financial situation. Call us today at (662) 404-8501 or complete our Contact Form to schedule a free consultation.  We are here to help.

What Attorney Fees Are Required To File My Case?

Our attorney fees are income-based and case specific.  We have payment options for debtors who are employed, unemployed or receiving government benefits.  Give us a call for a free consultation to see if you qualify for our no-money down option.

Can You Represent Me?

We represent debtors in Aberdeen and Oxford Courthouses of the Northern District of Mississippi.  This includes the following counties in the white and blue areas: 

(Alcorn, Attala, Benton, Calhoun, Chickasaw, Choctaw, Clay, Coahoma, Desoto, Grenada, Itawamba, Lafayette, Lee, Lowndes, Marshall, Monroe, Montgomery, Oktibbeha, Panola, Prentiss, Pontotoc, Quitman, Tate, Tallahatchie, Tippah, Tishomingo, Tunica, Union, Webster, Winston & Yalobusha)